Kalinga Sikhya Sathi Yojana

Wise Fellowship for Ph.D. (WISE-PhD) 2023
October 27, 2023
Gujarat Government’s Study Abroad Loan Program
October 27, 2023

Brief Description:

The Kalinga Sikhya Sathi Yojana (KSSY) is an initiative by the Department of Higher Education, Govenment of Odisha to reduce the financial burden on the parents of students who wish to pursue higher education. Under this scheme, students can avail a maximum of INR 10,00,000 as educational loan at 1% interest. The Higher Education Department, Government of Odisha will pay the remaining interest on the loan, and the loan can be used to pay for courses such as medicine, engineering, law, and management. This scheme covers a wide range of courses, including medicine, engineering, law, and management.


  • Students must be a resident of Odisha.
  • The annual income of the family of the applicant should be less than or equal to INR 6,00,000.
  • The course of study must be Management, Integrated Law, Engineering, or Medicine at an educational institution in India that is established by an Act of Parliament or a state legislature, or that is recognized by the relevant statutory body.
  • Students are not eligible for this benefit if they have already received similar benefits from any other government or institution for the same purpose.


Educational loan of up to INR 10,00,000 at 1% interest rate

Note: Loan repayment period is 15 years if the amount is up to INR 10,00,000 and 10 years if the applied loan amount is up to INR 7,50,000.


  • Aadhar Card
  • Passport size photograph
  • PAN Card
  • All educational certificates, including the mark sheets of the previous educational qualification, and the document indicating admission into a technical/professional course.
  • Residential certificate issued not only to the below rank of Tahasildar and Additional Tahasildar.
  • Income certificate issued not only the below rank of Tahasildar and Additional Tahasildar or self-certified copy of IT return.
  • Bank passbook

Apply Here:


Leave a Reply

Your email address will not be published. Required fields are marked *